When a person is seriously injured or becomes ill, he or she not only has to deal with the physical labours that come with the circumstance. In addition, he or she must also endure a seemingly insurmountable amount of stress. Of course, in many cases, an injury or illness can cause a long layoff from work. However, there is something else at play that often is the cause for much anxiety. And that would be dealing with insurance companies.
Very honestly, it can be quite aggravating. Is there anything more stressful to be experiencing a tough time with your health only to have your insurance benefits rejected? Of course, this isn’t always the case. But, in certain circumstances, an insurance company’s final decision isn’t exactly all that final. Sometimes, further investigation into the claims can help to garner further assistance from insurance companies.
At Independence Incorporated, we provide Third Party Case Management Support services through our professional staff of seasoned, knowledgeable and dependable case managers. Their vast knowledge of insurance policies often helps to bridge the gap between claimants and their insurance companies. There are a number of situations where our third party case management services can support you.
They include, but are not limited to:
The Appeal Process. Being denied coverage by an insurance company can be very stressful. At Independence Incorporated, we feel that claimants shouldn’t have to go this battle alone. Our independent case managers are known to review appeal materials that our provided by insurers in order to make recommendations or render new decisions. With the help of our team, all hope is never lost.
Complex File Review. Some files are more complicated than others. This is true in such cases where claimants have multiple injuries or illnesses that are affecting them. Our team of experienced case managers will review such complex claim files in order to make recommendations for future handling. Issues such as medical treatment, rehabilitation interventions, domestic factors and vocational concerns can all be addressed.
Insurer/Employer Relationship. Let’s be honest. The relationships between claimants and insurance companies aren’t always positive ones. Claimants will often feel like they deserve more coverage while some insurance case managers may side on the idea of limiting the coverage. Our third party case managers can act as external “buffers” to help remedy such deteriorated relationships.
Independent Review. It’s not unlike getting a second opinion. Our independent third party case managers are often called upon by employers or unions to conduct reviews and provide helpful feedback about the claims process. Following the reviews, recommendations can be made directly to the insurance companies. There are a number of other situations where Independence Incorporated may be able to help, as well.
Please don’t hesitate to contact us with any questions or concerns that you may have, so that we can provide the specific help that you need. We make it our mission to make the type of recommendations that will meet your requirements. We’re happy to report that Independence Incorporated has certainly grown its reputation for being able to help people during the toughest times of their lives. Can we help you? Call us at 204-478-6644 or email info@indep.ca.
When you’ve been away from the work force for a considerable amount of time, returning to work is not often the first thing on your mind. Suffering an injury or enduring an illness comes with many physical limitations. Naturally, returning to a state of better health and strength is the primary concern. However, once a full recovery has been successfully achieved, an individual generally needs to begin thinking about returning to work.
When an individual has experienced a long layoff from work, finding a job can often be the furthest thing from this person’s mind. Naturally, a return to better health after an arduous bout with an illness or injury is priority. However, for many, when it comes time to return to the workforce, it feels like an insurmountable task. Often, a new résumé needs to be prepared, interview skills need to be brushed up on and the very idea of working needs to be accepted.